Playbooks
How the deals actually get done.
Short, specific guides written from the files on Irving's desk. No fluff, no bank language. Read the one that matches where you are, then send the deal.
Hard money take out
How to refinance out of a hard money loan before the balloon hits
The 90 day timeline, seasoning, LTV, and what to send on day one.
Read the playbook → DSCR cash outDSCR cash out refinance with no seasoning
Pull your money back out on the appraised value right after the rehab, and what the prepay trade off is.
Read the playbook → Fix & flipFix and flip to DSCR exit
The two loan play that lets you keep the house and get your cash back without selling.
Read the playbook → FHA buyersFHA loan requirements in California for 2026
Credit, 3.5% down, LA County loan limits, mortgage insurance and the documents you'll need.
Read the guide → DSCR basicsDSCR loan requirements in 2026
Credit, LTV, reserves, rent coverage, LLC vesting and the documents you'll send.
Read the playbook →Get the full playbook, free.
The DSCR Investor's Playbook: 33 pages on getting your cash back out, the appraisal you need, and the exit checklist.